Privacy Policy

Introduction

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally identifiable information’ (PII) is being used online. PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Protecting your private information is our priority. This Privacy Policy, effective as of May 28, 2018, provides you with details of how we collect and process your personal data through your use of our site: https://www.gsdfunding.com/.

Including any information you may provide through our site when you sign up or fill in any information on our site. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect, or otherwise handle your Personally Identifiable Information in accordance with our website.

By providing us with your data, you warrant to us that you are over 13 years of age. GSD Funding LLC is the data controller, and we are responsible for your personal data (referred to as “we,” “us,” or “our” in this privacy notice).

Who’s responsible for my data protection?

GSD Funding LLC ensures that users’ data on this website is protected and that we are always in compliance with the regulations set aside for users’ personal information. What personal information do we collect from the people who visit our blog, website, or app? When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, phone number, or other details to help you with your experience. In most cases, phone numbers are optional and not required. Personal data means any information capable of identifying an individual.

It does not include anonymized data. We may process certain types of personal data about you as follows: Identity Data may include your first name, maiden name, last name, and username. Contact Data may include your billing address, delivery address, email address, and telephone numbers. Technical Data may include your login data, internet protocol addresses, browser type and version, browser plug-in types and versions, time zone setting and location, operating system and platform, and other technology on the devices you use to access this site. Profile Data may include your username and password, your interests, preferences, feedback, and survey responses. Usage Data may include information about how you use our website and services. Marketing and Communications Data may include your preferences in receiving marketing communications from us and your communication preferences.

Sensitive Data

We do not collect any Sensitive Data about you. Sensitive data refers to data that includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data. We do not collect any information about criminal convictions and offenses. Where we are required to collect personal data by law, or under the terms of the contract between us, and you do not provide us with that data when requested, we may not be able to perform the contract (for example, to deliver goods or services to you). If you don’t provide us with the requested data, we may have to cancel a product or service you have ordered, but if we do, we will notify you at the time.

Collecting personal information

When do we collect information?

We collect information from you when you register on our site, subscribe to a newsletter, respond to a survey, fill out a form, or enter information on our site. We collect data about you through a variety of different methods, including:

Direct interactions: You may provide data by filling in forms on our site (or otherwise) or by communicating with us by mail, phone, email, or otherwise, including when you:

- order our products or services,

- create an account on our site,

- subscribe to our service or publications,

- request resources or marketing to be sent to you,

- enter a competition, prize draw, promotion, or survey,

- or give us feedback.

Automated technologies or interactions: As you use oBullet listur site, we may automatically collect Technical Data about your equipment, browsing actions, and usage patterns. We collect this data by using cookies. Please read up about cookies here.

How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

- To personalize user’s experience and to allow us to deliver the type of content and product offerings in which you are most interested.

- To allow us to better service you in responding to your customer service requests.

- To administer a contest, promotion, survey, or other site feature.

- To send periodic emails regarding your order or other products and services.

- Sending you non-marketing commercial communications.

- Where we need to perform the contract between us.

- Sending you email notifications that you have specifically requested.

- Sending you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter).

- Dealing with inquiries and complaints made by or about you relating to our website.

- Keeping our website secure and preventing fraud.

- Verifying compliance with the terms and conditions governing the use of our website.

- Necessary for our legitimate interests to keep our records updated and to study how customers use our products/services.

- To administer and protect our business and our site (including troubleshooting, data analysis, testing, system maintenance).

For support, reporting, and data hosting: if you submit personal information to us, we will only use that information in accordance with the license you grant to us. Your privacy settings can be used to limit the use of your information on our website and can be adjusted by contacting us. We will not supply your personal information to any third party for their or any other third party’s direct marketing.

Generally, we do not rely on consent as a legal basis for processing your personal data, except when sending marketing communications via email or text message. You have the right to withdraw consent for marketing at any time by emailing us at [email protected].

How do we protect visitor information?

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

Intеrnаtіоnаl data trаnѕfеrѕ

Information that we collect may be stored, processed in, and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy. As of 2018, we solely operate in the United States and have never had a client outside of the U.S. Retaining personal information.

1.This section sets out our data retention policies and procedures, which are designed to help ensure that we comply with our legal obligations regarding the retention and deletion of personal information.

2.Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.

3. Without prejudice to article (2) above, we usually delete personal data if you opt out. Notwithstanding the other provisions of this Section G, we will retain documents (including electronic documents) containing personal data:

a. to the extent that we are required to do so by law;

b. if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and

c. in order to establish, exercise, or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).

Amendments

We may update this policy from time to time by publishing a new version on our website. You should check this page occasionally to ensure you understand any changes to this policy. We may notify you of changes to this policy by email or through the private messaging system on our website.

Third party websites: Our website includes hyperlinks to, and details of, third party websites. We have no control over, and are not responsible for, the privacy policies and practices of third parties.

Updating information

Please let us know if the personal information that we hold about you needs to be corrected or updated.

Do we use ‘cookies’?

Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser (if you allow), enabling the site’s or service provider’s systems to recognize your browser and capture and remember certain information. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies typically do not contain any information that personally identifies a user, but personal information we store about you may be linked to the information stored in and obtained from cookies. We use both session and persistent cookies on our website.

For instance, if we had an e-commerce site, we could use cookies to help us remember and process the items in your shopping cart. Cookies are also used to help us understand your preferences based on previous or current site activity, enabling us to provide improved services. We also use cookies to compile aggregate data about site traffic and interactions so that we can offer better site experiences and tools in the future.

Our website uses cookies. The names of the cookies we use on our website, and the purposes for which they are used, are set out below. We also use trusted third-party services that track cookies on our website to recognize a computer when a user visits our site.

Most browsers allow you to refuse to accept cookies. For example:

In Internet Explorer (version 10), you can block cookies using the cookie handling override settings by clicking "Tools," "Internet Options," "Privacy," and then "Advanced."

In Firefox (version 24), you can block all cookies by clicking "Tools," "Options," "Privacy," selecting "Use custom settings for history" from the drop-down menu, and unticking "Accept cookies from sites."

In Chrome (version 29), you can block all cookies by accessing the "Customize and control" menu, clicking "Settings," "Show advanced settings," and "Content settings," and then selecting "Block sites from setting any data" under the "Cookies" heading.

Blocking all cookies will have a negative impact on the usability of many websites. If you block cookies, you will not be able to use all the features on our website.

You can delete cookies already stored on your computer. For example:

In Internet Explorer (version 10), you must manually delete cookie files (you can find instructions for doing so at http://support.microsoft.com/kb/278835);In).

In Firefox (version 24), you can delete cookies by clicking:

- “Tools,” “Options,” and “Privacy,” then selecting “Use custom settings for history,” clicking “Show Cookies,” and then clicking “Remove All Cookies.”

In Chrome (version 29), you can delete all cookies by accessing the “Customize and control” menu, clicking “Settings,” “Show advanced settings,” and “Clear browsing data,” then selecting “Delete cookies and other site and plug-in data” before clicking “Clear browsing data.”

We use cookies to:

We use cookies to understand and save users' preferences for future visits and to compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You can do this through your browser settings (e.g., Internet Explorer). Each browser is slightly different, so refer to your browser's Help menu for instructions on how to modify your cookie settings.

Please note: If you disable cookies, some features of the site will be disabled. This may affect your user experience and make your site experience less efficient, and some of our services may not function properly.

Third Party Disclosure

We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, as long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect our or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. When you leave our website, we encourage you to read the privacy notice of every website you visit. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Google: Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users.
https://support.google.com/adwordspolicy/answer/6008942?hl=en&visit_id=0-636663918323835583-3269577375&rd=1

We have not enabled Google AdSense on our site but we may do so in the future.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA we agree to the following: Users can visit our site anonymously. Once this privacy policy is created, we will add a link to it on our home page, or as a minimum on the first significant page after entering our website. Our Privacy Policy link includes the word ‘Privacy’ and can be easily found on the page specified above.

Users will be notified of any privacy policy changes on this page. Users are able to change their personal information: By emailing us, By logging in to their account.

Change of Purpose

We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If we need to use your personal data for a purpose unrelated to the purpose for which we collected the data, we will notify you and we will explain the legal grounds of processing.

Marketing Communications

You will receive marketing communications from us if you have:

- Requested information from us or

- If you provided us with your details and ticked the box at the point of entry of your details for us to send you marketing communications; andIn each case, you have not opted out of receiving that marketing.We will get your express opt-in consent before we share your personal data with any third party for their own marketing purposes. You can ask us or third parties to stop sending you marketing messages at any time by following the opt-out links on any marketing message sent to you or by emailing us at [email protected] at any time. Where you opt out of receiving our marketing communications, this will not apply to personal data provided to us as a result of a product/service purchase, warranty registration, product/service experience, or other transactions.

Change of Purpose

Dаtа Sесurіtу

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way, altered, or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know such data. They will only process your personal data on our instructions, and they are subject to a duty of confidentiality. We have also implemented procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach when we are legally required to do so.

Data Rеtеntіоn

We will only retain your personal data for as long as necessary to fulfill the purposes for which we collected it, including satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.

Our Legal Rights

Under certain circumstances, you have rights under data protection laws regarding your personal data. These include the right to:

- Request access to your personal data.

- Request correction of your personal data.

- Request erasure of your personal data.

- Object to processing of your personal data.

- Request restriction of processing your personal data.

- Request transfer of your personal data.

- Right to withdraw consent.

If you wish to exercise any of the rights set out above, please email us. We try to respond to all legitimate requests promptly. Occasionally, it may take us longer than a week if your request is particularly complex or if you have made several requests. In such cases, we will notify you and keep you updated.

How does our site handle Do Not Track signals?

We honor Do Not Track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

How does our site handle Do Not Track signals?

It’s also important to note that we do not allow third-party behavioral tracking.

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces the COPPA Rule, which outlines what operators of websites and online services must do to protect children’s privacy and safety online. We do not specifically market to children under 13.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States, and the concepts they include have played a significant role in the development of data protection laws worldwide. Understanding the Fair Information Practice Principles and how they should be implemented is essential for complying with the various privacy laws that protect personal information.
http://information.In.

To align with the Fair Information Practices, we will take the following responsive actions in the event of a data breach:

- We will notify users via email within 7 business days.

- We will notify users via an in-site notification within 1 business day.

We also adhere to the individual redress principle, which ensures that individuals have the right to pursue legally enforceable rights against data collectors and processors who fail to comply with the law. This principle not only grants individuals enforceable rights against data users but also provides recourse to courts or a government agency to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to stop emails from being sent to them, and imposes penalties for violations. We collect your email address to:

- Send information, respond to inquiries, and address other requests or questions.

- Market to our mailing list or continue sending emails to clients after the original transaction.

To comply with CAN-SPAM, we agree to the following:

- Avoid using false or misleading subjects or email addresses.

- Identify the message as an advertisement in a reasonable way.

- Include the physical address of our business or site headquarters.

- Monitor third-party email marketing services for compliance, if used.

- Honor opt-out/unsubscribe requests promptly.

- Provide an unsubscribe link at the bottom of each email.

If you wish to unsubscribe from receiving future emails, you can email us at [email protected], and we will promptly remove you from all future market-related correspondence.